Are you afraid to use your credit card online because of security concerns like identify fraud? In this article, we discuss some holiday tips for shopping online.
Holiday Shopping and Crime
Holiday shopping online gets bigger every year thanks to how easy it is to do price comparisons from your computer. I love being able to go to sites like Amazon.com and find exactly what I want as well as read reviews of the items I may buy as gifts or for myself.
Unfortunately the holidays bring always a certain criminal element. The police will tell you that the month of December is always a thorn in the House break-ins, purse snatchings, car burglaries, robberies parking and so on. Are also online criminals and fraudsters constantly at work to try and all the benefits people shopping online. Every time you have much money changes hands, there are unscrupulous individuals as outside some to try to get. So the big question remains, how secure is shopping online?
Only Order from Trusted Sites
One of the best travel tips for online shopping, that someone can give is on order from trusted sites only. This means to buy only from the retailers you are familiar with. It is very easy for someone to throw together an online shop and pretend to have all kinds of goods at different prices. This type of fake websites to people pass credit card numbers and other information by it offers too good to true his trick. For example, if you a website with a brand new Apple for $100 iPad then you should be aware that a scam to see.
Sites like Shopping.com and Epinions.com are great resources for both locating good prices as well as finding out information about the retailers. I have personally seen a lot of information about con artists running digital camera sales sites where they advertise really low prices, then try to force the buyer into getting a bunch of expensive accessories they don’t want. This is why you have to be careful where you shop and find out as much as you can about any unfamiliar retailers before you go typing in your credit card number just because you think you’ve found a good deal. Also be sure to check out the BBB (Better Business Bureau) for any information on the seller.
When you get to the screen where you put in your credit card information, make sure the site address begins with https and not just http. The https indicate a secure connection which is designed to prevent hackers from capturing the information you transmit over the web. Any site trying to capture credit card information without https is either asking for trouble or running a scam themselves.
For more information, be sure to read this article on https vulnerability with some tips on how to protect yourself better online.
Avoid Retailer Spam
Before you go online shopping, one thing you should do is open alternative E-Mail account apart from your personal account. Get a free E-Mail site like Gmail (Google mail) or Microsoft’s Hotmail and a free email account. The account opened and is active, should it as a contact to use reference when ordering. The reason is that most online merchants think if you have ordered from them, they have to bombard the right to your mailbox with daily E-Mails about special offers and promotions. Some merchants sell their customer information to marketing companies and this leads to even more spam and junk mail.
Through the establishment of the alternate email address, you have to create a landfill for spam in principle without to deal with it in your personal account. Make sure you a different password than what on your main E-mail account, just to make sure to be. Also, if you so from a Web site that you create an account before you order, you should password use it as what address you need via email. I know it can be frustrating to juggle so many different passwords, but it helps additional layers of security that help others try in your account put off establishing break.
How Safe is Online Shopping?
As long as you stick to trusted sites and not for all deals that seem too good to be true fall can Christmas shopping online as safe as a business. In fact can shop safer than using your credit card in a shop. People have stolen fear for your credit card number online but they hand the same credit card number to a waiter who disappears into the back of the restaurant to ring their order. What keeps the waiter from writing your number and information? In the latest news in my home town there was a bartender who done exactly with a card number he is from one of its customers.
Furthermore, don’t be one of those sticklers who still writes checks for their purchases. Most checks still contain a wealth of personal information, including your bank account number printed right along the bottom. They also take extra time to clear, and that only gives criminals more time to tap into your account, or at least try to. Anyone who has seen the movie Catch Me If You Can will learn how easy it is to duplicate checks. I used to work in the fraud detection department of a large bank and it was a fairly regular thing to have tampered checks come through our office.
If a lot of shopping to do, it also helps to keep track of your accounts through the use of online banking for your shopping line. You should at least once daily log, make sure that no mysterious charges pop up on your account. If you see something, what should not be immediately call your Bank and let the thing to accept. It is often recommended that you only credit cards online instead of debit cards. Cannot open are so your bank account is at risk in your card number.
For more information, be sure to check out this great article on online shopping security.